THE EFFECT OF PANDEMIC IN WILLINGNESS TO PAY (WTP) FOR NATIONAL HEALTH INSURANCE MONTHLY FEE AS INDEPENDENT PARTICIPANTS: A SURVEY IN SEMARANG
Main Article Content
Abstract
Jaminan Kesehatan Nasional (JKN) is mandatory for every Indonesian. Some of them have to be independent participantswho need to pay the monthly fee by themselves. The monthly fee has fluctuated since 2014, and right before the COVID-19 pandemic. This research aimed to determine the willingness to pay for the independent participants before and during the pandemic using an online survey. Results showed that of 34 participants from Semarang, most of them have 2 members of the family (31%), 3 (26%), 5 (14%) 4 (9%) and need to pay for themselves only (17%). Most of them become second-class members (40%), first-class (31%), and third-class (26%). The willingness to pay during the pandemic was lower for all type of memberships significantly (p <0,05) and if the membership fee was raised by 10%, 20%, and 30 %, the rejection was increased (74%, 89%, and 94%). Most of the participants agreed that the pandemic has impacted their economic situation so they considered choosing a lower class because they did not only choose the type of membership based on the benefits but also the amount of the monthly fee.
Keywords: willingness to pay, COVID-19, national health insurance
Article Details
Copyright Notice
 The author whose manuscript was published agreed to the following provisions:
- The publication right of all journal material published / released on the E-Journal website of the Medical Science Journal: The Pharmaceutical Scientific Journal is held by the editorial board with the author's knowledge (the moral rights remain the manuscript's author).
- Formal legal provisions for access to digital articles in electronic journals are subject to Creative Commons Attribution-ShareAlike (CC BY-SA) license terms, which means Medical Science Journal: Pharmaceutical Scientific Journal has the right to store, transfer media / format, manage in the form of database (database), maintain, and publish articles without asking permission from the author as long as they include the author's name as the copyright owner.
- Manuscripts that are published / released in print and electronically are open access for educational, research and library purposes. In addition to these objectives, the editorial board is not responsible for violations of copyright law.
Â
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.